SECRETs OF STUDY ABROAD: 2011

Thursday, June 9, 2011

Special Messages

Staying in touch with family and friends has never been easier with the speed and efficiency of today's technology. We live in a world of e-mail, text and instant messages and mobile conversations.

While such options make it easy to stay in touch, these technologies have also lessened the emotional aspect of our communications.

Here are a few suggestions on how to use technology to stay close to loved ones and, at the same time, bring back the personal element in your communications.

* Send a personal DVD message. Now you can give the gift of vivid, colorful memories by creating personalized DVD messages for your friends and family. It's a fast, easy and fun way to stay in touch.

Can't make it to your high school reunion? Use a Sony DVD Handycam camcorder to record a special message to old classmates. You can even get special Sony DVD mail envelopes to share your discs.

Encourage friends and family to reciprocate. When you receive their DVDs, just pop them into your player as you would a movie.

* Make a Webcam chat date. A picture tells a thousand words, but real-time video speaks volumes. While nothing can replace an in-person conversation, you can get awfully close to the real thing with a Webcam chat.

Gather your loved ones in front of the Webcam to talk, view photos or share advice.

First time carving the turkey? Get Dad on the Webcam - he can probably walk you through it. Schedule your chat on a special occasion - perhaps on a birthday or holiday - and don't forget to plan your next one. You can even make it an annual event.

* Create a video file on your digital still camera. Forgot your mom's birthday or couldn't attend your child's school play? Send your loved ones a video clip so that they'll know how much you care.

Be creative, shake things up and share your ideas. It's never been so easy to "be there when you're not." - NU

No Audio Device Error

If you have experienced a Windows "No Audio Device" error, it most likely means that your sound card is not installed properly. Even though other problems can cause this error, an improperly installed sound card is the most common reason. If the audio card isn't properly connected in the motherboard or you do not have an audio controller connected, you will get this error. Also, it is possible that the device you are trying to use is not compatible to the motherboard you are using.
Troubleshooting the most common error
Here are a few steps to take to solve the most common error, an improperly installed card:
You will first need to find your audio controlling device or controller. This controller is what gives you the ability to adjust the sound for everything. From your start menu, go to your control panel. Then, go to add hardware and search for the hardware yourself. Don't let the computer search for it automatically, because if it is improperly installed it may not be seen. Then, scroll down to sound devices and search for your audio controller. Check the properties of the device, and see if it is installed properly. If it isn't installed properly you will see a yellow highlighted question mark beside the device's name
•    The best way to solve this problem is to uninstall your sound card and drivers. You will reboot, enter the bios, disable the onboard audio, game port, and midi. Then boot back into windows, go to add remove programs and make sure that any programs for the device was removed.
Next, you should reinstall the sound card and drivers. It is possible driver updates have been made since the sound card was manufactured and released, so it is a good idea to visit the manufacturer's site and see if there are driver updates. Once you do this, restart the computer again. The problem is (more than likely) the default device in audio properties is still the onboard, you can select the creative devices and it will probably work, but it will be better to disable the onboard all together.
Uninstalling and reinstalling the sound card will more than likely fix your problem.
Other troubleshooting tips
If you are still experiencing difficulties, try these other troubleshooting ideas.
•    If you think your sound card may be 'dead', before buying a new one, I would recommend borrowing one that is fully functioning from a friend, if possible, and installing that one to see if the error is in the card itself.

•    Try using a different PCi slot, that way windows may detect it as new instead of trying to reconfigure it on the slots its currently on. This can also help you to determine whether one of the slots are bad.
•    If you have an onboard sound card but are trying to use a sound card you bought separately, ensure the onboard one is disabled.
Always ensure the sound card you purchase is compatible with your board. If it doesn’t say on the packaging, do a little research online prior to the purchase.

Friday, June 3, 2011

College Ranking

The official university ranking list that is published every year lists the top colleges in the country, however these lists don't go over many important issues to a student. Luckily there are several college ranking guides that are published by actual college students. The most accurate form of ranking colleges places a high importance on student happiness. College students grade their university based on a number of different factors, not just academic qualifications. This type of college ranking process reflects the opinions of current students and recent graduates and is not influenced by the institutions. If you search the internet you will find sites where students have given a college ranking based on criteria such as:

* Parking
* Safety and Security
* Academics
* Athletics
* Campus Dining
* Campus Housing
* Transportation
* Weather
* Campus Strictness
* Computers
* Diversity
* Drug Scene
* Off-Campus Dining
* Off-Campus Housing
* Facilities
* Girls
* Greek Life
* Guys
* Local Atmosphere
* Nightlife

These different aspects of college life all have varying levels of importance for a prospective student and the college ranking for one area may not be of interest but having them broken down into the individual categories allows a student to investigate the college ranking that is of interest to them and not just an overall ranking.

For example, a student without a car will not be interested in the college ranking for available parking facilities but would be keen to find out about the transportation available in the college area. An art student may not be concerned that their first-choice college does not have high speed internet access in the dorm rooms but a computer major would class this as essential.
Female students are more likely to be concerned about a college ranking for security on campus and be especially interested in the levels of campus police but may not be bothered if the school has a low college ranking for the football coaching.

Apart from visiting some of the college ranking websites and reading surveys conducted amongst students it is also useful to attend the colleges that you are considering before making a decision. This will enable you to confirm, or refute the claims made by the college ranking yourself and also offer you the chance to see if the college actually feels right for you before you accept a place.

Choosing A College

With more than three thousand colleges and universities from which to choose, every student who takes the time to intelligently explore his or her educational options (and adheres to application and financial aid deadlines) should gain admission to at least three or four institutions in which they are highly likely to be happy and successful. Students and parents will therefore not find the college application process an anxiety provoking experience if they understand there is no single "right" college, if they maintain reasonable expectations, do a little planning, and take full advantage of the many informational resources available to them.

It is important to realize that only about five percent of the colleges and universities in the United States deny admission to more than fifty percent of their applicants. Therefore, unless you plan to apply to those highly selective institutions, the odds of your gaining admission to the colleges to which you do apply are probably very strongly in your favor. And, if your grades and SAT or ACT scores are high enough so that applying to the most selective colleges is a reasonable and realistic option for you, you can almost be assured of admission to any number of excellent but slightly less competitive institutions.

The extent to which a college can afford to be selective is a function of its perceived quality and/or popularity. Thus, while it is true that the colleges and universities with the highest academic profiles tend to be the most selective, many fine institutions do not enjoy the luxury of receiving applications from a significantly greater number of students than they are able to admit, and are therefore only moderately or even minimally selective.

Keeping in mind what we have just discussed, you are now ready to begin your college search.

Your first and most important step to identify at least a half dozen institutions which offer the academic programs and co-curricular activities of interest to you, provide a campus environment in which you will feel comfortable, and are likely to offer you admission. Begin by meeting with your school counselor to:

1.solicit his or her college recommendations.
2.discuss the courses you plan to take in future years.
3.sign up for the SAT and ACT.
4.learn which college representatives will be visiting your school.
5.find out about upcoming college fairs in your area.

Don’t forget that the web is a great source of information. Do a few searches for terms like colleges", "college scholarships", "financial aid" and "college admissions" to identify some good online resources.

After completing the above steps, you’re off to a good start. Enjoy your search!

College Degree

Choosing a college degree can be a very difficult decision to make. There are many things to consider but it is important to decide on the right college degree for the type of occupation that you want to pursue. You may find that you do not actually need a college degree but that a certificate or diploma will be sufficient, or your chosen profession may require further study after a college degree such as medicine or law.

Certificates or diplomas require a shorter period of study than a traditional college degree and are usually taken by students wanting to pursue a career in an occupational field. Quite often a certificate or diploma can be taken before embarking on a college degree course.

An associate degree is awarded after completing a two-year college degree course. Some community colleges and other universities offer an associate degree program which allows you to transfer to a four-year college degree course after you have been awarded the appropriate associate degree. There are a number of occupations where a two-year college degree is recommended or required including:

•    Administrative Assistant
•    Automotive Mechanic
•    Cardiovascular Technician
•    Commercial Artist
•    Computer Technician
•    Dental Hygienist
•    Drafter
•    Engineering Technician
•    Funeral Director
•    Graphic Designer
•    Heating, Air-Conditioning and Refrigeration Technician
•    Hotel or Restaurant Manager
•    Medical Laboratory Technician
•    Medical Record Technician
•    Insurance Agent
•    Registered Nurse
•    Surgical Technologist
•    Surveyor
•    Visual Artist
•    Water and Wastewater Treatment Plant Operator

A traditional four-year college degree is the most frequently required qualification for a number of occupations. Some examples of professions requiring a four-year college degree in an appropriate discipline are:

•    Accountant
•    Computer Systems Analyst
•    Dietitian
•    Editor
•    Engineer
•    FBI Agent
•    Investment Banker
•    Journalist
•    Medical Illustrator
•    Pharmacist
•    Public Relations Specialist
•    Recreational Therapist
•    Research Assistant
•    Social Worker
•    Teacher
•    Writer

There are also a number of occupations that require a student to obtain a college degree that is longer than the conventional four-year college degree programs. These extended professional college degree programs include:

•    Architect
•    Biologist
•    Chiropractor
•    Dentist
•    Diplomat
•    Doctor
•    Economist
•    Geologist
•    Lawyer
•    Librarian
•    Management Consultant
•    Palaeontologist
•    Priest
•    Psychologist
•    Public Policy Analyst

It is important to choose a college degree course that is suitable for the career path you want to follow. If you are unsure of which field of occupation you want to enter then it is advisable to take a certificate or diploma course first. This will enable you to change disciplines without having spent four years on a degree course that ends up not being something that you want to pursue.

criminal justice degree

Before you enter a college or university to get your online criminal justice degree there are certain things that you should know. These are:

1. Find out the difference between different levels of online degrees:

You can get online associate level degrees, bachelor level degrees, master level degrees and even PhDs. Depending on your existing level of educational achievement you have to make an appropriate choice as to what level of online degree you can go for or are eligible to get.

2. Find out the difference between different types of online degrees:

Online criminal justice degrees are available in many different majors or specialisations. Depending on your own inclinations and research about various career options you have to decide which type of online degree will be just right for you – which major, program or degree you should opt for. So find out about all the options available to you when it comes to online degrees in criminal justice.

3. Find out which online university or college is best for you:

There are hundreds of colleges and universities offering online degrees. But not all of them are equally good. Some are good, some are not-so-good and some are outright bad. Look at costs, time factor, course content, faculty, accreditation and transferability of credits, and all other possible factors that can impact your decision about which college or university is best for you. It is not easy to compare different colleges and universities and there are many dangers. Hence, the more thorough your research the better will be your choice.

4. Find out all you need to know about accreditation:

Almost all online colleges and universities offering online degrees boast of some accreditation or the other. But all accreditations are not the same. Accreditations by any of the eight regional accrediting bodies funded by the US Department of Education and authorised by the department to grant accreditations, are the most valuable and absolutely risk-free. Accreditations from other bodies are risky. Two states – Michigan and Oregon – have also put out negative lists as to which colleges and universities are not recognised or rather degrees from such colleges and universities are not recognised. The Michigan list also contains a list of accreditation bodies that are not recognised. Make it a point to find out whether the college or university you are thinking of entering is not in any of these two lists because then the degree that you earn will be worthless. In short, avoid colleges and universities known as diploma mills.

5. Find out about for-profit institutions such as ITT Tech:

For-profit institutions such as ITT Tech market their programs very aggressively. While such institutions may have a lot of good things going for them there are many bad points that these institutions do not care to advertise. Please research thoroughly all aspects before entering for-profit institutions such as ITT Tech.

6. Find out about for-profit universities such as the University of Phoenix:

The University of Phoenix is the unchallenged market leader in the for-profit education services industry. It is also the largest and the oldest university offering online degrees. It is also a very aggressive advertiser. Though it is a pioneer in online education and can boast of many innovations in the field of online education, not everything may be right about the University of Phoenix. Thoroughly check all the facts that they do not care to advertise and then make your choice – don’t just go by advertising or past reputation.

7. Find out the basics of an online criminal justice degree:

Find out about various careers, majors and specialisations. Find out about course curriculum, misconceptions about online degrees and all else that you need to know before going for an online criminal justice degree.

8. Find out about careers and salaries:

An online degree can open up many different types of careers. Find out which type of degrees will open up which type of careers as well as the possible or average salaries associated with each of these types of careers before deciding on any particular online degree in criminal justice.

9. Find out what all you will need to get an online criminal justice degree:

Find out what materials you will need, what kind of pre-requisites you must have, how difficult the program will be, what kind of syllabus you will face and so on before deciding on any particular online criminal justice program.

10. Find out what online criminal justice courses are like:

Find out the various differences and similarities between online and traditional courses. What kind of time will be required, what credentials will be required, what kind of homework will be required, what kind of classroom environment or teaching and learning environment you will have and so on before deciding on any particular online criminal justice program.

College Books

College books are getting more and more expensive every year. University course textbooks are one of the biggest expenses of attending college and the average amount of money needed for college books is $800 per year. The cost of college textbooks is also constantly increasing by around 6% per year. Textbooks are essential for most college courses and can often seem impossible to afford however, it is possible for college students to save quite a bit of money on their books by shopping smart.

One of the best ways to save on spending a lot of money on college books is to borrow them instead of purchasing them. University libraries have a good stock of required reading books that students can use on the premises throughout their course and help lessen the impact of not having enough money for actually purchasing college books. Naturally the majority of savvy students have cottoned on to the fact that they too can save money on college books by using the ones stocked by the library so it may be difficult to be able to find the book not in use on a regular basis. If you plan ahead and set aside a few different times of the day and week to visit the library you may find the best options for you to be able to use the college books that you want. Not everyone wants to study late in the evenings, especially at weekends, but if your library is open and you are intent on finding ways to save on spending money for college books then this could be the perfect time.

Another avenue that may work to save spending a lot of money on college books is to approach your course professor. They will often have a huge stock of college books that they have acquired through various means over the years and it is a good idea to see if you can borrow a particular book that they may have. Not only may this help but you be able to find out if certain college books are really required for the course or if you are only going to need a chapter or two from them. With this advance knowledge you can obtain a copy of the book for a short period of time from the library or another student who has bought the book and read the relevant chapters without having to fork out the money for college books that you won’t necessarily need.

A College Degree Is Worth Millions

“And once earned, a college degree is forever, as the payoff from higher education can never be erased, broken, or laid off.”

It was estimated by the US Census Bureau that a bachelor degree holder earns approximately $2.1 million over 40 years of his working life. The drastic truth is that a college graduator can expect to earn nearly a million dollar more than his school-educated neighbor does. This sizeable stretch and notable disparity of lifetime earnings raised demand, boosted popularity, and consolidated American firm faith in the value and significance of higher education.

According to the survey conducted for the Chronicle of Higher Education the American nation continues to have a confidence in the value of a college degree, with more than the half of respondents saying “it is essential for success.”

The fact that college education is rewarding financially and economically to the individuals and the entire country is not a secret for anybody. An economic value of qualified and competent specialists is notable and reflects as a weighty factor, which has a great impact on the rapid economic growth of the country.

Benefits you can reap of higher education

However, there is a number of benefits you can get from getting a college degree:

1. First, college degree is your guarantee of financial independence, stability and secure future you can enjoy, having a steady profession and being armed with a set of practical skills and sound knowledge.

2. The world is changing constantly, so no one knows what to expect tomorrow. Therefore, we should be ready for everything, having a solid ground under our feet. Higher education is your solid ground, which can provide you with a confidence for future, and immunity from economical drops.

3. Higher education can give you an opportunity to master a profession with good job opportunities and skills, which are in demand. After all, education permits you to have steady and gross income.

4. A college degree gives you a great chance to be a master of your own life. Educated person has much more leeway and freedom of choice not only in the respect of career opportunities, but also in sense of moral and spiritual values.

5. Higher education can provide you with a possibility to be a free thinker, to see obvious in hidden implication, to analyze, generalize, and make conclusions. In a word, it uncovers the essence of being and helps increase the understanding of the world.

6. You can realize the most cherished and precious dreams of yours, to become a pilot, to have a gorgeous house on the seaside, to have a chic expensive car….Education makes your dreams come true.

7. Higher education expands your knowledge base, sharpens your critical thinking, and consolidates your confidence.

8. “Your college experience can be both life affirming and career enhancing. The classroom and the coursework expose you to diverse people and ideas.”

Overall, it is practically impossible to enumerate all the opportunities you can get with a college degree in hands and acquired knowledge in brain, though you should remember the only one thing that the world higher education opens before you is boundless and versatile.

Education gives you something that can’t be measured in terms of money that you can earn. It is impossible to place power, freedom, and independence you possess being educated on the same footing as material benefits you can enjoy. You can’t buy it for any price, but can easily get with higher education.

University Education

Why a University Education?

The world in which we live is constantly evolving. We are demanding more and more from our citizens than ever before and in order to live up to the demands of the world we need a solid education upon which to base our skills and knowledge. There are many alternatives available for receiving an education these days, which is good news for those who have not yet managed to obtain a four-year college degree. Truthfully, that degree is the difference in literally hundreds of thousands of dollars over the course of a lifetime than not having a degree.

Four Reasons for a Four-Year Education

Money. The first reason that you should consider a university degree is the fact that it will substantially increase your earning potential. If nothing else appeals to you, this is typically the one reason that most people return to school after years in the work place. If you are in high school and haven't really had to deal with the bills and burdens that many adults face it's difficult to explain how important any edge when it comes to earning ability truly is. However, you should be aware that you need to choose your major wisely if money is your sole motivation. Not all careers pay equally when compare to the education required to enter them.

Insurance. This may seem like a strange term to use when discussing why you should get a university education but this is perhaps the best insurance you can find as far as employability goes. Having a university degree gives you a competitive edge over those who do not. In many cases you will find that education is beginning to trump experience as employers are seeking workers with more rounded skills rather than those with very specific skills. The modern university typically requires a brief exposure to all kinds of information and coursework that isn't necessarily related to your major. This provides graduates with a broader understanding of the world (at least that is the assumption).

Employability. Believe it or not, those with degrees are much more employable than those that do not have them. There was a time when the trend was to employ those who had experience over those who had education. That trend is rapidly evaporating as companies want employees that can fill multiple roles more and more often. The limited exposure to certain ideas or ideals and principles that most people receive as part of their university education makes you a more employable candidate because you should be able to adapt and adjust, as this was required during your educational process.

Confidence. There is nothing quite like believing in yourself. Getting a four-year education is one way to build confidence not only on a personal level but also on a professional level. Whether or not you realize it, this is often the best reason for pursuing a university degree. This reason, as a matter of fact, will actually affect all of the other things I mentioned above. If you have more confidence in your ability you will be more willing to go out there and get the job done. As a result, you will earn more money and you will insure that you are an asset to your company by proving yourself to be just that.

Regardless of your personal reason for pursuing a university degree there are very few wrong reasons to get your degree. Good luck in your educational pursuits. I know they will serve you well.

Right for You

Is an Online Education Right for You?

We live in the information age. We have grown so accustomed to information at the speed of light that the prospect of not having immediate access to countless numbers of facts and figures with the mere click of a few buttons for many of us is simply disconcerting. For this reason, it only makes sense that there are many people across the nation and around the world that are embracing the idea of online learning and educational opportunities with every ounce of enthusiasm they can muster.

At the same time there are equal numbers of people around the world who are trying desperately to hold on to traditional methods of dealing with certain things. In fact, some people actually still play solitaire with a deck of playing cards. For people who feel that the information age has left them behind to some degree the chances are quite good that online learning may not be the best available option for you.

Below you will find a few questions that can help you narrow down whether or not you would truly benefit by taking some of the many online courses that are being offered in today's information age of learning.

1) Are you disciplined? This may seem like such an innocuous question because we would all like to think that we are disciplined to some degree. The problem is that when you are in the driver's seat for your own education you need to have a little more than some small degree of discipline. You need to be able to meet deadlines, take the tests, and hold yourself responsible for actually learning the information that you need to learn in order to pass the course. There is no one to blame but yourself if you do not manage to do well in your online classes and some people simply do not like being in the drivers seat when it comes to motivating and pacing themselves and their learning practices.
2) How do you learn best? We all have different methods of learning for which we retain information better than others. Online courses are reading intensive. If you have difficulties retaining the information you read you may need to find an alternate learning method or seek solutions with the assistance of the course instructor before moving forward in an online learning environment.
3) Do you have a true desire to succeed? The answer to this question is quite important in determining whether or not online learning is in your best interest. There are many paths you can take in order to achieve the education and degree you desire. This is not the path of the masses, at least not yet. This type of learning, more than any other is easy to give up on through apathy. If you aren't determined to do the assignments, to study the notes, and to really learn the material that is presented to you then you really do not need to waste your time or the instructor's time by continually making up excuses. Online courses are largely self-paced but you do have a limited amount of time in which to learn the material before you need to move on. The teacher is responsible for providing you the information and material but you are responsible for everything that happens from that moment on. Are you ready for that responsibility?

Whether you are a first time college student or a professional that is returning to school after a long absence online learning can open new doors of opportunity for your learning pleasure. You must be willing to walk through those doors and take the information that is presented to you however in order to be successful. My sincere hope is that everyone reading this will carefully consider whether or not the lack of structure that many online courses provides is going to be conducive to your specific learning and educational needs before taking the plunge.

The Benefits of Online Learning

While there are all kinds of benefits that are associated with learning and furthering your educational goals there are even more benefits to those who wish to pursue online learning in order to achieve those goals. I hope you will find that many of these benefits are quite enlightening and carefully consider whether or not online learning for your secondary education needs will be in your best interests.

1) Convenience. This is a word we are quite familiar with. Right along with instant gratification. We are a society of people who have lived with drive thru banking and fast food and are rapidly moving in the direction of drive thru pharmacies and dry cleaning. We live in a fast paced world and when we can work education into our busy schedules and on our own terms we find that this is something we tend to like a lot. I recommend that you watch for a growing number of online classes and online students in the coming years as more and more professionals decide to further their degrees and their careers.
2) Flexibility. You can take these classes or do the work during your lunch break, while the kids are practicing soccer, or while cooking dinner (depending of course on how well you multitask). You do not need to be in the classroom every night at 6:00 pm for the next five years in order to get the same degree of education. This by no means indicates that you will not have to do the work. The work will not change nor will the fact that you have a limited time in which to complete the work. What will change is that you will have the option of doing the work in the morning, afternoon, or after those 2 a.m. feedings when you can't seem to get back to sleep.
3) Location. There isn't enough that can really be said about this. Online education comes to you wherever you happen to be able to connect to the Internet. Whether you are at home, at work, or your favorite Internet café you can have the convenience of taking your work with you and enjoying the environment in which you are completing your work.
4) Less Expensive. No more convenience meals, childcare expenses, or gas guzzling trips to a college campus that thirty minutes away. You can now enjoy in your own home the benefits of an education without many of the financial hardships that are often associated with attending college. Internet access seems like such a small price to pay when compared with all the reasons mentioned above.
5) Believe it or not, online courses help you brush up your online abilities. Seriously. You will be better at dealing with email, bulletin boards, online research, and you will learn countless other skills along the way that you probably never realized had anything to do with the courses you are actually taking-because they don't. In other words, you are getting more of an education than you bargained for when it comes to online learning.
6) Individual attention. Online students often have more one on one interaction with their professors than students in a classroom. The online classroom is virtual and correspondence through email is essential in this particular learning environment. For this reason it is quite possible that your professors will know more about you and your learning patterns and needs than they will know about most of the students they see two or three times a week in their classrooms.

While these are just a few of the benefits of taking online classes you should carefully weigh the benefits with the things that may be problematic about this particular type of learning situation before you take the plunge. Learning is a lifelong process but if you are seeking a degree you do not want to jeopardize that by taking a course that will not address your specific learning needs. If you feel confident that you can be successful in this particular type of learning environment than I feel you will truly enjoy the experience and the flexibility it brings to the educational process.

Common Types of Financial Aid

If you are planning to attend college or the parent of a child you hope will attend college, I'm sure you are concerned over how you are going to be able to afford the process. A college education in many cases is a significant investment. The good news is that there are many options for the average family when it comes to paying the high costs involved in higher education.

Types of Financial Assistance for Educational Expenses

Scholarships. You will find that scholarships come in many different shapes and sizes and have all kinds of strange requirements in order to qualify to receive them. Some are based on need while others are based on merit. You will also find that there are many community and faith based organizations that offer scholarships in addition to certain corporations that offer scholarships in a gesture of good will to employees and the children of their employees. These are an excellent source of educational funding, as they do not need to be repaid.

Federal Pell Grants. This is another financial aid source that doesn't require repayment. However, you must qualify based on need in order to receive this particular type of college assistance. You can only obtain a Pell grant if you are an undergraduate college student who has not yet earned a college degree. There is a formula that is used to determine the amount of award for which you are eligible. This depends greatly on your means as a family and how much you can realistically expect to contribute towards the cost of your education.

Loans. This should be used as a last resort when it comes to paying your college expenses, as this is money that must be repaid with interest. There are several types of loans that are available and you should consider carefully and weigh your options before taking out a loan. However, if this is the only method you have for covering the cost of your tuition it will be money well spent once you've managed to repay the debt.
1) Student loans. There are three different types of student loans: subsidized, unsubsidized, and Perkins loans. You must qualify in order to receive an unsubsidized loan, which will put off your interest accumulation until after graduation or you cease to be enrolled the minimum number of hours. You do not however, need to qualify in order to receive an unsubsidized student loan, which will begin accruing interest immediately. If you happen to be in exceptional financial need you can apply through your university for a Perkins loans. These are low interest loans that must be repaid to the university.
2) Parent Loans. These are commonly referred to as PLUS loans (parent loan for undergraduate students). These loans allow parents to borrow the money required to cover the costs of education that are not covered by other means of financial assistance. Repayment on these loans begins 60 days after the funds are transferred and can take up to 10 years.
3) Private loans. These loans are not guaranteed and are solely credit-based loans. They do not however, have the same limited scope that government loans have and in many cases can help bridge the gaps in actual educational expenses and the amount of money that you are allowed to borrow through traditional financial aid opportunities.

Before signing up for any particular sort of financial aid it is a good idea to see a financial aid counselor at the university you are planning to attend. They will have the best information about what steps you need to take in order to apply for financial aid at that specific universities and unique scholarship or grant opportunities that might be available to you through your state or the college. Higher education is a dream that is definitely worth having. Do not allow financial limitations to keep you from your goal if possible but enter into all financial arrangements with great caution and thought.

Saturday, April 30, 2011

>The Look of Modern Business Telephones

>Modern business telephones have come a long way from where they started, both technologically and esthetically speaking. Looking at some of the previous offerings from days gone by, I am reminded that the business world is one of form over function. In other words, business phones are engineered to simply to work reliably and for long periods of time, not to look pretty. Still, there is very little charm, even from a nostalgic point of view, in older business telephone systems. Thankfully, the phones have changed over the last several years. Business phones are still designed to work and work well, but many manufacturers are beginning to understand that esthetics can be used as a selling point. The modern phones of today have a functionally "smart" look to them, as though they were destined to meet the futuristic expectations placed on them by movies and television shows from the seventies, such as "Star Trek" and "Star Wars". In fact, just about every business phone I've encountered lately seems to have had it's design parameters pulled directly off of Darth Vader's chest.

While these phones aren't exactly attractive, they also manage to stay out of the eyesore category, which is somewhat of an improvement. The biggest difference one encounters when comparing new to old business phones is the sheer heft and bulk that the old phones possess. Of course, technology has allowed modern manufacturers to produce phones that are miniscule by the standards of yesterday and the actual size and weight differences are astounding. It makes one wonder if quality was compromised in the loss of all that size and weight. It wouldn't surprise me. I know they don't make desks quite like they used to. I don't think my desk could hold one of the old style telephones without bowing, which is exactly what happened when I placed a CRT monitor in the middle of it. I suppose that phones, like all products, are susceptible to the old but true adage that they really don't make them like they used to, which reminds me of another popular saying.

Looks aren't everything.

>The Benefits Of Having Direct TV Satellite

>When looking for an internet service provider, you will want to consider Direct TV satellite for your ISP needs and all your television needs. The time has come where many people are looking for a way to combine expenses of television and internet service costs together to save money. If you are using a dial up connection or a cable connection, you are paying for both services that are not giving you the service and speed of satellite. The monthly charge for Direct TV satellite with an Internet service will save you more money and give you a better service.

Your Internet connection speed is going to impress anyone who has had dial up or cable. The basic package gives you speeds of seven hundred Kbps to two Mbps, which is going to be up to one hundred and fifty times faster than regular dial up. This means you will open pages faster than with dial up and connection to the Internet is instant with no waiting. The Internet satellite system is going to give you incredible speed and downloads are done in a matter of seconds depending on the size of the file you are downloading.

The advantages of having Direct TV satellite Internet service are endless. You no longer need a phone line to access the Internet and you can connect multiple computers to a single Internet connection. You will have no down payment and the service is sometimes more affordable than what you are paying for cable or dial up service. Satellite signal comes through the Direct TV dish, which means you will have a TV signal and an Internet satellite signal all coming in on one dish. High speed Internet does not get any better when you choose a satellite connection.

One important thing to know about Internet satellite systems is that Direct TV satellite is not an Internet service provider, they work with Hugesnet, which works with ISP companies to give you the fastest connection possible. For instance, Wisconsin residents in the east central part of the state would only have one service provider to choose. However, this one provider does offer three different speed connection packages. The lowest speed is five hundred and twelve Kbps up to fifteen hundred Kbps, which is the top package. The Internet service provider does work with Direct TV satellite to give you the best broadband connection in your area.

There are no disadvantages of having Direct TV satellite with a broadband connection. As long as you are receiving a signal from the dish, you will have a connection. It is very rare for the signal to be lost. If you live in a remote area with no cable service, Direct TV will be your best option for Internet and TV service. Home workers are finding out that more and more companies are allowing satellite Internet as a way to work at home via the Internet, which makes it easier for more people to work from home to make money for their families. It is always going to be better than dial up, which remote areas were limited to before. You will see a big difference in the performance of your computers when you have broadband.

>Telecommunications With Broadband Satellite Internet

>When you have a need for telecommunications, broadband satellite Internet is the only want to go. You need a high-speed connection to use the video equipment properly. If you have a DSL or cable hook up, you might find the telecommuting with video a little lapsed in time. You want real time conferencing without a delay. The newer equipment today for talking face to face with friends, a family member or business associate is important with the cost of transportation today. People want something that can keep them in touch that is reliable and fast.

Broadband satellite Internet is the only way to use video and phone equipment without worrying about delayed and dropped communications. Most of the equipment for Voip and teleconferencing today requires a high-speed Internet connection to work properly. The images and voice are transmitted over the Internet in digital form and converted back to image and voice when the recipient receives it. In order for this to work in real time, you need a fast connection speed. If you are using dial up, cable or DSL, you may see a lapse in communications that can be confusing for those sending and receiving the communication.

Many people are finding out that broadband satellite Internet is the only way to work from home in many areas that do not have DSL or cable available. If the work requires a dedicated phone line, Voip is the way to go for many. Unfortunately, if the person is using a slow connection the call can be delayed, which causes problems if you are a home phone operator. Although, not all calling centers will accept satellite Internet as a way to work, more and more companies are finding out that satellite is more reliable then other means of connecting to the Internet.

Networking is easier with broadband satellite Internet as well. People who network can use the same service as the main computer in the home. This means there is no extra equipment needed to network. You can have more than one computer hooked up to satellite Internet without any problems. If you need something fast and reliable, satellite is the way to achieve speed. Dial up is much to slow for the newer computers and networking, but satellite lets you achieve the speed you need and makes the computer perform the way you intended it to when you bought it.

Anyone who needs television reception and satellite Internet should consider one of the top rated service providers. The best way to select the best provide is to check connection speeds, download and upload times as well as reliability of the service. If you have access to the southern sky, with no obstacles in direct line of the satellite dish, you can start receiving high-speed Internet as soon as you call and set up an appointment for installation. Even some older computers will come alive with high-speed Internet. You just need the right service and reliability to use the Internet with speed.

>Technology and Wireless Satellite Internet

>As technology advanced forward, many of the things we've taken for granted for years are being reborn under the banner of wireless or wireless satellite Internet. Of course, we're talking about a lot more than just receiving the Internet from a satellite connection. Many other technologies have also obtained new life through the use of "sky birds."

Some of the most visible changes in technologies has been in communications and entertainment. Cellular telephones use satellite services to bounce signals literally around the world. Although cell phone service is typically within a 2 mile radius of a cellular tower, by using the power of stationary satellites, a signal or connection on a cell phone can be routed to wherever another cell tower can be found. This is especially good news for those people who tend to be in more remote areas.

Wireless satellite Internet is a connection to the web that's available anywhere the sky can be seen. Using a satellite to make the connection into the web holds the promise of all the web all the time, anytime. The always on no matter where you are can be a major benefit for many people. This feature is especially promising for serious followers of sports, sport teams, news, weather junkies, stock reports, etc. Imagine anytime, all the time, whenever there's a computer to be able to log into you Internet connection using wireless satellite Internet services.

Another technology that falls under the umbrella of wireless satellite Internet is the whole television genre. Companies like Direct Way and Dish Network are rapidly building infrastructure that replaces traditional antennae or cable television reception options. For about the same price as cable-TV a clear view of the southern sky will deliver crystal clear television with all popular channels.

Movies on Demand is an up and coming technology that will literally allow you to order movies to watch whenever you want. No more being tied to the start times of the networks, cable companies or even the satellite entertainment providers. All movies, whenever, all the time is the driving force behind the wave of growth in this fast paced industry.

>Teach Your Kids French

>Teaching your kid a new language can be extremely beneficial to them in the future. Just think of the opportunities it will open up in later life. They'll have a head start over other kids and it'll be an excellent addition to their college applications. We all know that kids pick new thing up much faster than adults, so now is the perfect time to help them learn French. Here are some suggestion that you may find helpful...

Is it hard to get you kids attention? Are they forever playing on their computers or listening to their ipods? Well, you can now find modern French tuition that's available as interactive Cdrom games that can played on their computers, and as MP3s for their Ipods. There's no point trying to get your kid to read text books that focus on difficult French grammar, they'll never stay focused long enough to take it all in. You have to move with the times and let your kid learn French using modern technology.

A great way to get you kid interested in learning a new language is to introduce them to French culture and customs. Don't worry, you don't even have to travel to France. A great alternative is to take them for their first French meal, or try cooking it yourself if you're up for a challenge. You could even take them to the movies to watch a French film. Why not get hold of some French music (on-line French radio or from your local library). The French are famous for their Hip Hop – I but your kids will love it!

There are many excellent French tuition courses around at the moment, some offer courses tailored to young children. This could be the prefect way to get your child learning French. Not only will they save you a lot of time and effort, but I'm sure you'll also learn or thing or two. These courses are extremely well structure and will move your child from the beginner to the intermediate stage in a few weeks.

Remember learning is fun. Try and make it as different to school as possible. Don't apply too much pressure, expect instant results or be afraid to give your child rewards for their learning effects. And above all don't forget, they also have pressures and homework from their school life. If your kids has an important exam coming up, then ease off on the French. It's not a race – your kid has the rest of his/hers life to learn French, so don't rush.

You see, learning doesn't have to be boring and all hard work - it can be fun if you know how. I hope my suggests help your kid learn French.

>Free and Easy Basic French

>I have put together a collection of words and phrases that will help you learn basic French words. Once you have committed these simple phrases to memory you'll be able to have you very first French conversation!

Part 1 -
These are the first French words you will need to learn. They are very basic and easy to remember. Once you have mastered these then you can move onto section 2.
Yes = Oui
No = Non
Please = S'il vous plaît
Thank you = Merci
You’re welcome = De rien

Part 2 -
Start with part 1 – if you can't understand what someone is saying, simply use these phrases to help get you out of this sticky situation.
Part 1 -
Excuse Me = Excusez-moi
Sorry = Desolé/Pardon
I don’t understand = Je ne comprends pas

Here are some basic questions that will help you whilst you are out and about vacationing in France. Once you have committed these phrases to memory move onto section 3.
Part 2 -
Do you speak English? = Parlez-vous anglais?
Aidez moi, s’il vous plaît = Can you help me please?
Combien ca coûte? = How much is it?

Part 3 -
Here are the some essential words that will help you meet and great new people in French.
Hello = Salut
Glad To Meet You = Enchanté
Good Morning/Good day = Bon jour
Good Evening = Bon soir
Goodbye = Au revoir
My name is = Je m'appelle

Here are two great tips to help you learn basic French words and improve your vocabulary.
1 – Make your very own vocabulary book. Every time you learn new word, simply add it to your book. Be sure to keep it with, and you will have your very own tailor made phrase book.

2 – Make some flash cards. Write the French word of phrase on one side of the card and the English translation on the other. Flip the cards and test your French knowledge.

You see, its easy to learn basic French words when you know how. I hope my handy words and phrases and top tips have helped to get you on the right track.

>College Interview – What Questions Should You Expect?

>College interviews are another chance for you to tell the admissions officers more about yourself. You will want to take the interview seriously, because it helps paint a better picture of you as a student.

Although it’s not a good idea to over-prepare yourself for a college interview, you should always anticipate certain questions that interviewers are prone to ask. These questions are designed to find out about your interests and passions. Following are some of interviewers’ favorite questions:

“Why do you want to come to this college?”

This question is to gauge how well you know about the school; i.e your level of interest. Some schools track interest and use it as a criteria for admission, so you’d do well to do research on the school you’re applying to. Read up the college’s literature and website, and tie it with your interests. Mix those with some reasons of your own, like the fact that it has a close-knit student community. If you can give some specific examples, the interviewer is likely to be impressed with your research.

“How would you contribute to this community?”

Colleges want givers. They want people who are able to add life to their campus. So make sure you let them know how you are going to do it. Talk about your skills, your experiences and your contributions. A good tip is to tell them how you plan to give back to the community; whether it’s tutoring fellow classmates in a subject you are strong at, chartering a new community chapter in the campus or sharing your ideas with fellow students.

“Which activities are most meaningful to you?”

Like the essay, you would want to mention activities that are your passions. You want the interviewer to know what makes you tick. But unlike the essay, you can discuss your activities at length without word limits. Resist the temptation to brag though. Talk with a natural style, and if you’re passionate about what you do, it’ll show. Talk about specific anecdotes; interviewers like hearing about personal stories. For example, if you are a music enthusiast, you can talk about your first performance and how you nearly fumbled on stage because you were too nervous. Don’t make up stories though.

“What books have you read lately?”

A lot of applicants think that this is a ‘trap’ question that they must give a book that is either intellectual or have good values. It doesn’t have to be. Just talk about a book you did read. Avoid the usual cliché titles that you read in English class though. Sicne part of the purpost is to gauge your initiative and creactivity, it’s better to pcik a book you found rather than the one assigned to you. Don’t lie about the books you read though; if the interviewer happens to be familiar with a particular book you fabricated, you’ll be in trouble.

In the end, the interviewer wants to know more about you, so just be yourself.

>Difference between Online Education VS. Traditional Education

>These days, the internet has grown into a veritable wealth of information for college seekers. Everything from applying for financial aid to taking a course can be accomplished online. Now, a student can even obtain online degrees from one of many schools offering online education as a viable alternative to a traditional classroom education. How different are these two methods of teaching, and do either prove better for the student? There’s an abundance of information regarding online education, and distance education is becoming increasingly popular for students everywhere.

First and foremost, there are some obvious benefits in obtaining online instant degrees. For example, juggling a job, school and a home can be very difficult as far as commuting to the classroom every day. With online education, you eliminate the need to attend classes, and instead access your coursework from an internet website. This presents an obvious benefit to the overworked college student because his commute is basically slashed in half. What’s more, many distance education programs allow students to complete the coursework any time during the day, while still adhering to overall deadlines. This allows for flexibility that a traditional classroom setting can ordinarily not provide.

However, is an online education truly comparable to the type of education a student would receive in an actual classroom? Many professionals in the field say yes, and certainly students seeking online degrees can confirm this response. Not only does online learning provide a stimulating environment for students, but it promotes even interaction among every student because everyone has a say in classroom discussions. What’s more, online education programs allow each student to learn with the methods that work best for them. Plus, many employers respect online degrees as much as a traditional college degree, so there’s really no difference in the amount of education or respect a student will receive when attending an online college.

While traditional colleges will never be eliminated, there’s definitely been an increase in the amount of students attending online colleges in recent years. Many people choose to follow the online education route for the diversity of material they can find, or because the teachers are more approachable via the internet than they would be in a classroom setting. Students definitely need discipline and self-motivation to succeed in obtaining online degrees, but there’s still the same level of help and support from teachers and students online that there would be in a classroom. What’s more, internet college students are learning skills that will be beneficial to them in the workforce and beyond because of the way technology is evolving today.

Online degrees are becoming an increasingly popular way to obtain a college education and many students are turning to online education because of the quality of material, convenience and the level of flexibility inherent in distance education programs. Because there’s no distinct differences between an online education and a traditional education, students are assured they are receiving the same kind of education that they would in a brick and mortar setting. There are definite benefits to online degree programs, and students with discipline and motivation can and will succeed greatly in online education programs.

>Athletic Scholarships

>Students who excel at sports such as baseball, basketball, football, soccer, gymnastics, rowing, athletics, track and field events, swimming, or golf often attend college on an athletic scholarship.

One can get a full or partial athletic scholarship provided you have good grades, appropriate ACT or SAT scores, and the discipline and talent that every dedicated sports person needs.

The first step is to find out which colleges or universities offer academic programs of your interest, along with opportunities to excel in sports. It is important to educate yourself while playing sports. Weigh carefully the pros and cons of attending a NCAA division 1 college against a smaller college. Often you will be able to excel at the smaller college while in a large institution you may just be a pebble in the ocean.

Playing sports at college is not the same as playing at school or in a local community. Find out from your local coach where you stand athletically and whether you are “good enough” to aim for college sports. The criteria considered are: academics, sports competitions participated in at high school, playing abilities and victories, and the maturity level of the student.

In athletics, scholarships are offered in two ways, the first through formalized applications and the second at the recommendations of scouts who represent colleges and travel far and wide evaluating players in different sports and seeking the “gems”—players with star qualities.

To succeed you need to start early, in your sophomore year. Ensure that you keep your grades up, as there are academic requirements to be met. Create a folder of your athletic achievements. Find out from your coach which athletic programs would suit your talents or prowess. Do your research well and select schools that offer a great balance between sports and academics. Consult a career guidance professional; this will give you an idea of what subjects to study to qualify yourself at something other than sports. You must contact the coaches at colleges you are applying to, stating your keen interest in their programs. Be sure to showcase your academic and athletic achievements, and to mention that you are seeking scholarships /financial aid. It is advantageous if you submit applications to the colleges where you plan to contact the coach, as this indicates you are a serious candidate.

Colleges and universities enroll great athletes by offering scholarships. If you handle the college applications in a sensible and disciplined way you can enroll at some of the best colleges with a full scholarship.

>5 Ways To Pay For College

>One of the most stressful things about attending college is figuring out how to afford it. Paying for college doesn’t have to be impossible and students don’t have to be wealthy in order to get a quality education. There are a number of ways that almost anyone can afford to pursue the career of their dreams with the education they deserve.

Many traditional colleges and universities offer a convenient payment plan, which can be divided up into 10-12 months. After determining the entire yearly cost, that figure would be divided by the number of monthly payments and paid at the college’s billing office. Payments are usually determined from one year to the next and students must finish paying for one year of college before entering into a payment arrangement for the next. An example would be a college that would cost $12,000.00 per year in courses, meals and living on campus. In this scenario, many students can pay $1,000.00 per months for one year. For many families, a payment plan is much easier than trying to come up with a lump sum payment upfront.

Every year, many students qualify for federal student loans. Applications and information can be obtained at a high school guidance counselor’s office and/or the college of interest’s billing office. Applications for student loans are accepted each year and are generally required to be submitted at, or near, each new year. In order to be considered, student’s must be willing and able to provide documented income for themselves and their family so that their loan application can be properly assessed.

Local businesses, organizations and even colleges often provide scholarships to students who they believe will excel at college studies. These scholarships are usually available to high school seniors and are based on a number of factors, including grades, participation in school activities, employment and a personal interview. In order to be considered for a scholarship, students must apply by obtaining an application at their high school guidance counselor’s office or from the organization granting the scholarship.

For students who are not eligible for the above options, but still want to attend college, there is an alternate option that will gradually help them to work toward their degree. College courses are offered at a certain cost, which is calculated on a credit hour basis. Many colleges allow students to enroll in several classes without becoming a full-time student and being required to pay the full tuition. These students can often pay as they go, which means they only pay for the course(s) they are taking at the time and this will be a much more affordable way to pay for college. It will take longer to obtain a degree, but anything worth having is worth waiting for.

Anyone who wants extra cash to pay for college may find that a part-time job will help, along with selling items at online auction sites, such as eBay and Yahoo. Many students have financed their college tuition through these auction sites without taking too much time away from their studies.

Wednesday, April 27, 2011

>A Guide To Choosing A University Course

>University courses and degree programs take around four years of study to complete. Nevertheless, some students may need more time to complete the university course. It is also possible to shorten the university courses by studying in the intersession of spring and summer.

An average student has to spend three hours of study for every hour spent in class. Fifteen hours per week is the average time for a university course. Depending upon the university course’s subject, classes may be held during the evening, afternoon or in the day. To support the academic university courses, they may also have to attend the clubs, athletics, recreational activities and societies.

The overall requirement for the degree along with the degree elements will be explained to the students by the faculty advisor. The advisor should be kept informed if the student has any specific area of interest or careers in mind while selecting the university courses. The university courses can be chosen by the students based on their degree requirements, schedules and their interests.

During the transition to the university course, there will be a peer mentor or an upper class student studying in the same degree program to assist the first year students undergoing the university course.

Study skills are enhanced by free workshops conducted through out the year. By appointment and during the regular hours of office, the professors will also assist the students to overcome any problems faced by them during their university course period. For specific classes, tutorials and labs facilities will also be available for the students. In case of difficulties, the students studying a university course are encouraged to contact professors, faculty advisors or counselors to overcome their problems.

The cost of university courses depends upon the area of study and the lifestyle of the student. The technology fee, student fees and tuition fee are standard and must be paid by the students.

Each university course focuses on its studies. To cite an example, languages, politics, history, psychology are people oriented university courses in the Bachelor of Arts program. Where as the university courses under Bachelor of Science programs such as statistics, mathematics or biology are not people oriented.

Within a university course, in the degree program, a major should be chosen by the students. Within the overall degree, this is a specific study area. The majority of the courses will be related to the specific discipline when a major subject is chosen by the student. A student selecting history as his major in his university course will be studying more history related material than any other areas of study within that course.

Whilst selecting the university courses, try to find out the courses disliked during high school and concentrate more on the courses liked. To find more about the interesting university courses, make an appointment with the liaison officer for a discussion. Take a tour of the universities and colleges to find out more about the courses available.

>20 Secrets To Surviving In Your First Semester At University or College

>Arriving at university or college will be daunting for everyone. For many it may mean living away from the parental home for the first time, which on it’s own may be daunting enough. You will most likely have a hundred questions and a hundred fears; what will it be like? Can I cope with the workload? Will I be able to fit in? It may help to know that everyone will be feeling similar, though some may hide it better than others.

Invariably the vast majority of freshers will be pleasantly surprised. The University or College will be populated by a broad variety of people, from many walks of life with a diverse range of outlooks and opinions. Look beyond the initial confines of your college, house or dorm, the establishment will have many more people who will share similar interests to yourself. Some of the tips we have received from other students:

1. Meet as many people as you can, introduce yourself, smile and be confident. Everyone is in the same boat whether he or she appears to be or not.

2. Be yourself. Real friends will want to know you for who you are, warts and all!

3. Keep your opinions about others to yourself until you know whom you can trust

4. Take your washing to the laundry. Don’t save it all up to take back home to mum at the hols. She really won’t want five minging black bags to see to.

5. Have a good time

6. Join a few societies at first week fairs. If you’re not sure it’s for you but are interested take note of an e-mail/ contact address to get more details later. Its sometimes hard to find the right contacts later, it’s a big place.

7. Phone home and let your family know you’re all right, (even if you don’t exactly feel it). They’re probably more worried than you are.

8. Everyone feels at least a little homesick at first, and worried or just on a down. Talk to new friends you feel you can trust, and maybe write/call friends at home.

9. You’re at Uni for a few years, make the most of it, it’s over before you know it. Then you’ll miss the freedom and long holidays.

10. Keep in touch with family and friends at home, e-mail is easiest.

11. Don’t hang round with one little group ignoring everyone else. You’ll miss out on the chance of making other good friends as well.

12. Seriously don’t be careless with your money - it is the little extras here and there that have a way of quickly draining your bank account!

13. Don’t let peer pressure turn you into a beer-monster; you don’t have to drink all the time. If friends have a problem with you ordering soft drinks when you want, they’re probably not the friends you need. Drinking soft drinks is easier on the pocket, not to mention healthier.

14. Beer sessions.. It's a good idea to leave the beer until the weekend when you haven't got to worry as much about getting it together the next day.

15. Don't let everything get bottled up. Talk to somebody, family and friends or a student help line. Being away from home, especially for the first time can make you feel well lonely and lost. Talking about it usually puts everything into perspective.

16. Cooking. The curry house on the corner may do student specials. Take-away burgers may an easy option when you have a stack of work to do. But your money won't see you through the term. It really will be like throwing it away. Try cooking. Get a few basics in, salt, pepper, gravy mix, (goes with everything). If you’re house sharing, perhaps chip in. Veg stews are pretty easy, gut-filling and cheap, especially if you go to the veg shop. You’ll find a good cookbook worth the investment too. Ask the bookshop for one for the catering students course! It’ll have everything step by step.

17. When you’re going out for the night. Take just as much as you need, or want to spend. It’s very easy to have a few more beers when you’ve already had a few.

18. Clubs and stuff, almost all charge a joining a fee or pay-as-you-go. They are excellent for meeting people, blowing off steam, getting invites, finding something to take your mind off your subjects for an hour or two. But they can have a scary impact on your pocket. Whilst you may want to try climbing, sky diving, hockey and archery, stick to a few you know you’ll like and will be able to keep up with. You won’t have time for all of them anyway.

19. Live your first year as best as you can, you’re only a fresher once.

20. The ''B'' word .. When you have a fat student loan in your bank balance, the easiest thing to do is spend it, it’s just sitting there itching to be used. Don’t. (Or starve) There’s this word you’ll know very well by the time you leave University ''Budget''. Plan ahead so you don’t end up with too much debt. Sit down and work out what you’ve got coming in, what has to go out, rent etc. If there’s anything left over divide that by how many weeks until the next cheque clears. Then half that; you will need panic money some way down the line. Remember there’s always stuff you’ll need that you don’t put in the budget, stuff you just overlook - shampoo, photocopying, and toothpaste.

>10 reasons to go to college

>Life is full of options and choices. The choices we make shape our future. As we stand at the cross roads after high school we must have the right vision to make the decision to go to college.

1.    A college education secures our future. The number of employment opportunities is greater and statistics reveal that most leaders are college grads.

2.    If you have a college education you will make more money which in turn will enable you to have a better lifestyle. If a high school graduate earns US$ 34,303 annually, a college graduate will earn US$ 56,334, and a person with a professional qualification will net at least US$ 99,411.

3.    It is not just earnings. A college education makes you a rounded person. It shapes your communication skills, expands your knowledge base, makes you methodical and organized, and exposes you to a whole new world of learning.

4.    People with a college education have better value systems and are healthier. They are able to guide their family positively.

5.    College can help you qualify in fields you are interested in. So if you are an innovator, inventor, or healer, or artist you can train in the specific field and qualify.

6.    According to experts, college graduates are self confident, have greater knowledge of governance, are less likely to become criminals, are emotionally and financially secure, make better partners and parents, and have a deeper understanding of human nature.

7.    College instills a deep sense of right and wrong and is they very essence of a democratic world.

8.    Education opens the doors to many things like multiple jobs, career choices, the chance to further education at any point in life, and the option of teaching others what you have learnt. Be it a child, family member, or a poor person you meet.

9.       College education is an investment in you that yields much more than Wall Street investments.

10.    College educated citizens will ensure the continuing success of the “American Dream.” The ability to see the right path and work for peace and prosperity.

Students according to Jose Marti a patriot are the very ramparts of a nation and the strongest advocates of freedom. Education creates a conscience and as a result a better human being. College education eventually becomes a legacy for future generations. Most succeeding generations of college educated people go to college themselves. The value of a good education becomes ingrained in their genes. Huge stones can be moved with muscle power but it is brain power that tells you how to move it and what can be done with it.

>Choosing An Online Private College And University

>Private colleges and Universities are known for their high standards and excellent academic programs. Their online programs are no different. If you are ready to get your Bachelor’s degree, or if you are ready to continue your post-secondary education, consider an online private college or University degree program.

Getting an education through an online private college or university degree program can be an experience that is every bit as enriching, interpersonal, and dynamic as attending college the traditional face-to-face way. A big misconception is that online learning is impersonal. This isn’t the case at all. Programs offered online present the same opportunities for group work, independent study, and interpersonal communication as do traditional methods of learning. In fact, attending college online helps to facilitate the independent learning process, as well as developing time management skills. Attending an online University takes just as much commitment as the old-fashioned way of going to school, and the potential career and personal benefits are just as great, if not greater. As the popularity of attending college online increases, more campus-based private colleges and Universities are joining the fast-growing group of online-only private colleges and Universities in offering several different levels of degrees over the Internet, presenting students with broader educational options, as well as flexibility and convenience.

There are many advantages for a student seeking a secondary education to choose an online private college and University degree program. Proximity is a key factor. A student does not need to live locally to an accredited private college or University. Attending all classes and submitting coursework online eliminates the need for commuting or relocating. Earning a degree from an online private college or University is a convenient way to advance your education and training. A school may offer more sections of popular courses, as well as night and weekend courses, which allows a student more flexibility. This is an ideal situation for those who work full time and/or care for a family. Additionally, if you are a student who is considering returning to school after several years, going to school online is a perfect way to ease into the routine of class work and projects again, and can lessen the stress of feeling the need to fit in with younger students. Besides, who wouldn’t find it appealing to attend college from the comforts of home?

If you are worried that you might not be able to afford a degree from an online private college or University program, there are options. Some employers might offer to pay a portion or even all tuition and fees toward an employee receiving a degree. Also, financial aid in the form of grants, loans, and even scholarships might be available to you. Check with the particular online program of interest to see what financial options are available.

The type of degree you can earn through an online private college or University degree program is vast. Aside from earning Associate’s, Bachelor’s, and PhD degrees, professionals can continue their educations and stay up to the minute in their fields. Online learning is no longer just for web designers and computer programmers. You may study Business, Social Sciences, Criminal Justice, Humanities, Mathematics, Human Resources, Fine Arts, and various Healthcare programs. Depending on the type of degree you are seeking (graduate, for example), there may be certain academic requirements that you have to fulfill to be able to attend. Make sure you do your research when trying to decide on an online private college or University.

With the prevalence of the Internet and technologies such as teleconferencing available today, it is possible to come away from the experience of attending and online private college or University not only with a degree, but also being more in tune with technology, which has the potential to broaden your career opportunities even more. Seeking an education through an online private college or University degree program is a legitimate, convenient, and flexible way for you to advance you education, as well as your career and personal potential.

>5 Ways to Fund Your Child's College Education

>Did you know that the cost of a 4 year degree program is around $20,000 dollars per year.

The cost of a college education is probably the most expensive item in bringing up children today. When you take into account tuition fees, exam fees, living expenses, accommodation, books and computers it's not surprising that the average cost of college education is over $20,000 per year and that's before the social side of college life.

Today we live in a world where only the best educated and most prepared can succeed. The Job market is probably the most crucial and competitive element of our society and having a college education and degree goes a long way towards succeeding in it.

When our children are ready to enter the world of work it will be even more difficult and a college education will be essential to succeed. Here are 5 ways to fund your child's college education.

1. The usual method of parental funding of college education is out of current income, that is out of your weekly or monthly salary.

Whilst this is the most common method of funding college education it is one that only the very rich or highly paid can afford to do with ease. Even if there are 2 salaries most families find it difficult and will require sacrifices, even more so if you have more than 1 child. At best most parents can only afford to contribute part of the costs of college education out of current income. Additional sources of income will be required.

2. Your child can work his or her way through college.

Many students have to work whilst studying but many find the experience of juggling a job, lectures and a social life very difficult. Often the result is that students drop out of college education, fail their exams or don't do as well as they could.

3. Your child may have the opportunity to take out student loans to fund their college education.

Today the vast majority of students are forced to take out student loans to fund all or part of their college education. Usually to subsidize parental contributions, student loans are the most common way of students funding their own college education. Many students however, leave college with substantial debt and even with interest rates at historically low levels today's students can expect to have to pay substantial monthly repayments for many years.

4. Your child may obtain a scholarship or be entitled to grants from either federal or local funds towards the cost of their college education.

There are many sources of student scholarships or grants and with a bit of research most students today can find some grant funding. These sources however cannot be guaranteed for the future. Whilst scholarships and grants do not have to be repaid and as such are preferable to loans they are not guaranteed or predictable and therefore relying on them for our children is a risk.

5. Take out an education savings plan to fund college education.

An education savings plan is a regular saving plan into which you and your children can contribute. The plans are administered by colleges or state authorities and can be taken out for any child including a newborn babies. Because of the effects of long term compound interest the earlier you take out your plan the easier it will be and the lower your contributions will be. Because the funds are built up prior to going to college students do not have to rely on scholarships, grants or loans and they can concentrate on their studies.

There are a number of options to fund your child's college education but the only way funds can be guaranteed is by you taking out an education savings plan. With the education savings plan you decide what you can invest and your child can also contribute to his or her college education. With luck scholarships and grants will still be available as will loans to top up if necessary. If your child does not go to college the fund can be cashed in.

Taking out an education savings plan early will give your child the real opportunity of a college education and the best prospects for a job when they leave college.

Monday, April 25, 2011

>Test Your Communication Style

>Communication is one of the most important qualities for success. To communicate is not simple. We think that to speak and to hear is communication. But it is much more than that. When you listen to somebody, ask yourself these questions - are you totally attentive to him/her? Are you attentive to the tone of voice? Are you keeping eye contact? Do you observe the body language? Are you giving responses in between so that the speaker knows that you rare listening? Are you getting the hidden meaning behind the communication? In brief, are you getting precisely what the other person is saying?

What about your speech? What kind of tone do you adopt? What is the speed of your speech? Are you using the correct words? How are you coordinating your body language with your words? Are you getting the attention of your listener? Are you able to convey what you want to? Are you sure that the listener is getting your message?

Many of us are poor communicators. We don’t know how to talk and listen effectively. We fail to draw the listener’s attention towards our self. We fail to listen fully. There lies our failure in many business and personal situations.

Please test your communication style. Talk to few of your friends and ask them questions about your style. Note what they say very carefully and bring changes. Talk to them again after few days and reassess yourself. Keep improving. Notice the best speakers on television. Watch their body movements and tonality of voice. Observe them carefully. Good communication will bring unbelievable success to you.

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MYSTERY OF LIFE
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>The Difference Between Satellite Internet And DSL

>What is Satellite Internet? Getting high speed internet through satellite is called as satellite internet. Satellite internet is much faster than DSL or cable internet. Satellite internet can be accessed even in remote corners of the country. They are easy to install and operate. The internet speed is higher than DSL or cable internet. Satellite internet is also called as lightning fast internet connection. You can download heavy files in quick time and even listen to online radio uninterrupted. The internet speed is constant and does not fluctuate.

What is DSL? The full form of DSL is Digital Subscriber Line. DSL internet is faster than cable internet. It is a broadband internet connection and files can be uploaded and downloaded quickly. The most important point is you need not require any new cabling to be connected to DSL internet. You can simultaneously connect through the phone lines for accessing internet and receive and make calls too. DSL internet is much more faster than dialup internet. While you opt for a DSL internet connection, you get a DSL modem for connecting to the internet.

The differences between Satellite Internet and DSL:

· You can stay connected to the internet always with the help of satellite internet. The satellite internet service provides two way internet access, which provides internet speed without fluctuations in bandwidth. While in DSL internet, the internet speed is not constant.

· Satellite internet does not require huge cabling or telephone connection to access the internet. The speed of the internet is also constant as satellite internet uses two way high speed internet. In DSL internet the internet speed depends on the telephone wires and in case there is some cabling fault then your DSL internet would come to a stand still. The better the quality of your telephone cable the better your internet speed.

· Satellite internet service is accessable anywhere at any time. You can use satellite internet even in remote places. DSL internet can be accessed where there are telephone lines.

· The downloading speeds of audio and video files are smooth while in DSL internet the files take a lot of time to download.

· If you stay in a city or a rural area the speed of the satellite internet would be the same while with DSL internet the speed would be high if you are near the main office of the DSL service provider. The farther you are located from the main office of the DSL service provider the lower the internet speed.

The best Internet solution: With technology improving day by day, the demand for internet with faster bandwidth and downloading speeds has increased and this in turn has led to satellite internet. Satellite internet can be accessed anywhere which is the most important part of this technology. No cable and no hassles for internet connection and installation. Satellite internet connection is more reliable than a DSL or dial up internet connection. If you feel that there is a need for changing your internet connection opting for a satellite internet connection would be the ideal solution.

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COOL PHOTOS BANK
WORLD'S BEST DREAMY PHOTOS
NATURE OF GOD
WORLD'S BEST WILDLIFE PHOTOS
Amazing Filter
VINTAGE DESI
MYSTERY OF LIFE
FOR UR COMPUTER
VIRGINE DESI
ART OF LIFE
FASHION OF LIFE
DREAMY HEALTH
FEATURE TECHNOLOGY
PHOTOS WAR
SECRET OF EARN MONEY ONLINE

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>5 Things to Know Before Going Wireless

>Before you decide to go wireless or not, there are many points to consider. You may be asking yourself if wireless is for you. Well, today, many people are asking themselves the same question. If you watch the headline news, you are bound to see stories involving mergers, federal regulations, and new tax rules. This all points to the fact that VoIP has made a definite impression on American citizens and is here to stay. It may be difficult for some people to remove the telephone cords from their homes; we have depended on them for over 100 years. But once many people take the time to weigh the pros and the cons, most choose to go wireless. Here are some reasons, why you should make the switch to wireless.

1.    Wireless Creates a Faster Network

Wireless networks are fast. With VoIP, you can create a network that incorporates data, audio, video, and computer web features. You can easily monitor your network for problems and troubleshooting is much simpler with web based applications rather than hardware applications. VoIP uses less bandwidth than other applications and this in the long run saves money. This is of special value to businesses. Businesses can also provide better customer service with integrated programs. Not only does this increase productivity, but also it saves time and money in the long run.

2.    VoIP Saves You Money

Overall, VoIP is much more inexpensive then PSTN. You simply pay for your Internet service, and then whichever VoIP provider you choose.   For a one time monthly fee, you can have unlimited local and long distance phone calls. You will need to check with the VoIP service provider that you choose for exact details on their rates. Sometimes, your VoIP service provider will allow free calls within the world to another computer, yet there may be a fee for calls worldwide to a landline phone. Always check with your chosen service provider for exact details regarding your chosen plan. Included in many VoIP service plans are free features. These features include Voicemail, Caller ID, Call Waiting, Do Not Disturb, and more. Again, check with your chosen service provider for an overview of all the features bundled with your plan. The biggest benefit is the unlimited long distance calling. This has proven to be the number one reason why most businesses are switching to VoIP. For businesses such as sales or jobs that have mobile employees, these benefits go without saying. But overall, the average cost of VoIP is considerably less when compared to the cost of PSTN.

3.    VoIP Enables you to Talk with More than One Person at a Time

With VoIP, you can talk with more than one person without paying extra for services such as three way calling. With VoIP you can have more than three people on the phone at once. VoIP is the perfect solution for those who want to explore the features of conference calls. This is very important for businesses that have employees overseas. By using the video conferencing features, employers will increase their productivity.

4.    Enjoy Greater Flexibility

By using VoIP, you can take your VoIP equipment with you whenever you travel.             Your VoIP service provider will send you a converter that will allow you to use your converter with any standard telephone. The converter comes programmed with your telephone number, allowing you to take your phone and phone number with you worldwide. All you will need is a high speed Internet connection and you can use your VoIP phone service. This is of extreme benefit to mobile employees. No longer are outdated telecommunications systems necessary, or are employees trying to run businesses on prepaid cell phone plans. By using VoIP, an employee will have access to his/her phone number, wherever they are located. Whether out of state, in a hotel, or traveling on a business trip, customers will be able to call the same number as well as leave voice mail on the employee’s computer.

5. You can Save Money for Family and Friends by Choosing Your Area Code

Many VoIP service providers will give you the option of selecting your own area code number. This is a tremendous benefit to family and friend members who can call you locally, if you select the same area code number.

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COOL PHOTOS BANK
WORLD'S BEST DREAMY PHOTOS
NATURE OF GOD
WORLD'S BEST WILDLIFE PHOTOS
Amazing Filter
VINTAGE DESI
MYSTERY OF LIFE
FOR UR COMPUTER
VIRGINE DESI
ART OF LIFE
FASHION OF LIFE
DREAMY HEALTH
FEATURE TECHNOLOGY
PHOTOS WAR
SECRET OF EARN MONEY ONLINE

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